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'Snapchat' Crash Shows Dangers of Distracted Driving
Having a teenage driver can be a very scary thing, and it gets more frightening all the time. According to a recent news article, a Georgia teen crashed into another car at an estimated speed of 107 mph. Miraculously, no one was killed. But the driver of the other car sustained brain damage, and he is suing the maker of the popular smartphone app Snapchat. Apparently, the young driver was using Snapchat’s speed filter, which allows users to send a photo with an overlay that shows the miles per hour in real time. The suit alleges that the driver was trying to document that she was going more than 100 mph.
Of course drivers – young and old – drove much too fast long before there was Snapchat. But it is just another example of the many distractions that young drivers in particular have when they get behind the wheel. Texting, talking on the phone, searching for a particular song, and many other things can cause a momentary lapse in attention that can be disastrous.
If you have a young driver, you can use the Georgia incident as a way to remind him or her that really bad things can happen when drivers are thinking about anything other than driving. Explain that when a person is behind the wheel, that person is responsible for the safety of everyone in that car and also the safety of other drivers on the road. You should already have established rules for your young driver – and penalties for ignoring those rules.
The injured person in the Georgia case is also suing the driver, who was using her father’s car. The suit is a lesson for anyone who might give other people permission to drive their car. Sometimes drivers do stupid things and cause damage. And while of course your main concern is that no one is injured in an accident, you also should be aware of your financial risk.
Auto insurance follows the car, so if someone is driving your car with your permission and causes an accident, your insurance is liable for any damages. That’s why it is extremely important to make sure that your auto liability limits – including umbrella insurance limits – are sufficient to protect you financially.
At The Bensman Group, we would be happy to review your auto coverage with you and to help you evaluate whether changes need to be made. If you would like to talk to us about this or any insurance or wealth management concern, just contact us at 847-572-0820 or firstname.lastname@example.org