Bensman Risk Management, Inc.

Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

Insurable Interests was created by The Bensman Group and Osmosis Digital Marketing. Neither The Bensman Group nor Kestra IS nor Kestra AS are affiliated with Osmosis Digital Marketing.

You are receiving this newsletter because you provided your email address to receive electronic communications from The Bensman Group. Please click on "Manage Your Profile" above to leave this email list or modify your profile. Thank you

Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

request info email to friend

Insurable Interests

Vol. 12, Issue 4December 2016


Steps to Happiness

Everyone wants to be happy, and it turns out that there are things you can do to help you achieve that goal. offers tips to leading a happier life.

Focus on relationships. Relationships are the most important key to happiness, so this is a good place to start. Relationships give you support, but they also let you support others and therefore reinforce your place in the greater universe of people. You need different kinds of relationships: lovers, friends, siblings, people you work with. Nurture those relationships you have, and work to build new ones.

Seek out happy people. Being around people who are happy tends to make you feel happier, experts say. However, this does not include smiley-face emoticons on a text message or Facebook post. You need to spend actual face time with real people who are positive and happy.

Understand your genetic predisposition. According to research, about 50 percent of happiness is part of your genetic makeup. About 10 to 20 percent is dependent on things like your health and life situation, and the rest is the result of things you choose to do and think. If you seem genetically predisposed to unhappiness, you might have to try a little harder to overcome that.

Start out trying to be happier. No one can be totally happy all the time. Instead, look at ways you can be happier every day. Start by asking yourself what makes you happy, and then try to do more of those things.

Understand the role of money. Basically, the more you have, the less it affects whether you are happy. It is true that money can’t buy happiness. However, a lack of money can contribute to unhappiness.

Experiences matter. Most experts believe that experiences are more likely to bring happiness than are possessions. However, they note that possessions can help you have experiences. For example, having a canoe allows you to experience being on the water.

Focus on small things. Think about what simple things make you happy, and then make space for those things in your life. Have a cup of tea on the deck or take a walk in a pretty place. Get sufficient sleep.

Don’t assume certain things will make you happy. For example, don’t tell yourself you will be happy when you fall in love or when you make a certain amount of money. Those things might not actually make you happy in the long run. And you will have missed out on the happiness along the way.

This article was created by Osmosis Digital Marketing for use with permission by The Bensman Group.


copyright     privacy policy