Bensman Risk Management, Inc.

Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

Insurable Interests was created by The Bensman Group and Osmosis Digital Marketing. Neither The Bensman Group nor Kestra IS nor Kestra AS are affiliated with Osmosis Digital Marketing.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 15, Issue 9May 2020


Spring Cleanup for Your Home

Spring is a popular time for cleaning your house after a long winter. But don’t overlook the outside. Seeing to routine upkeep can save you money, and keep things working better. HGTV suggests you check:

Air-conditioning unit. Have your AC serviced by a licensed HVAC technician. It is a good idea to schedule this early, because the weather can get hot in a hurry.

The roof. If you can safely climb up to your roof, look for loose or worn shingles, and check the flashing. If you find any issues – or if you can’t climb up yourself – call a qualified roofer.

Wood trim. Take a screwdriver and gently probe wood around windows and doors, and on decks and steps. If you find any soft spots or exposed wood, fix the problems – or call someone who can.

Gutters. Check your gutters, and clean them if necessary. Make sure that downspouts are secure and open, and that the water runs off several feet from your foundation.

Low spots. Low spots in your yard can fill with water, which then can sit until it drains or evaporates. If the low spots are near your foundation, they can cause damage. And wherever they are, they can be breeding grounds for mosquitoes and other pests. Fill the low spots with compacted soil.

Chimney Look at your chimney for signs of damage or wear. If you see any, call a chimney expert.

Concrete. Look for cracks or other signs of damage; if you find any, seal them with an appropriate sealer or caulk. Make sure sidewalks, driveways and patios drain away from your house. When the weather is warm and dry, power wash and seal the concrete.

Firewood. You don’t need your firewood right outside the door in the summer. Move it at least 2 feet from the house and raise it off the ground at least 18 inches.

Outside faucets. Turn your faucets on, and check for leaks. While your faucet is running, cover it with your finger. If that stops the flow of water, you probably need to replace the pipe inside your house.

Power equipment. Make sure lawn mowers, chain saws and other power equipment are ready for use. If necessary, have the engine tuned up and the blades sharpened.

This article was created by Osmosis Digital Marketing for use with permission by The Bensman Group.


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