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College Insurance Questions
If your child is headed off to college, there are a few insurance issues you should take care of first:
To discuss these or any other insurance questions, contact us at 847-572-0800 or email me at email@example.com.
- Let us know your child's address at school, so we can add that address to your policies.
- Let us know if your child is taking a car to school. If not, and if your child's school is more than 100 miles from home, you probably are eligible for a discount on your auto premium. If your child is taking a car, make it very clear that under no circumstances can he or she lend the car to someone else.
- Dorm insurance offered through the school is rarely a good idea; your child's property is covered by your homeowner's coverage. It is subject to your deductible, but you can add first-dollar coverage for specific items such as computers and iPads.