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Online Money Sites
If you have a financial question or concern, you probably can find the answer online. Of course, you need to be cautious. Not every site on the Internet is legitimate – or unbiased. But if you exercise some common sense, you can find a wealth of financial information and assistance online.
Have trouble keeping track of how much you are spending on what? And does that keep you from saving as much as you like? Check out www.wesabe.com, an interactive personal finance tool. It can help you monitor your spending and saving. It also can provide you with tips on avoiding unnecessary or excessive fees, and saving money toward a specific goal.
Finding the Right Credit Card
As you no doubt know, you can get a credit card that has low fees, or one that earns you airline miles, or one with low interest rates. The possibilities are virtually endless – and very confusing. But a site like www.creditcards.com breaks down the offers according to type of card – i.e., low-interest, rewards, cash-back, student cards, etc. – as well as by the credit history of the applicant, and by the issuing bank. You also can do side-by-side comparisons of cards. And once you make your decision, you often can apply at the site.
Saving for a Something Special
Do you have your heart set on a vacation or a new pair of stiletto heels? SmartyPig.com allows you to set up a savings account for that something special. Every month, SmartyPig takes an amount you authorize from your checking or savings account and puts it into your SmartyPig account. The accounts are insured by the FDIC and earn interest. And the best part? Other people can add to your account.
Figuring Exchange Rates
Want to know how much in U.S. dollars you will pay for that villa in Italy you want to rent? Yahoo’s foreign exchange calculator can help you turn U.S. dollars into virtually any other world currency – and then turn them back again.
Your iPod not working? Your computer won’t shut down? Technologically gifted volunteers will help you try to fix what ails your electronics at Fixya.com. You can leave a message or join an online chat. They even will let you know if there are any common problems with an item you want to buy.