Bensman Risk Management, Inc.


Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 4, Issue 8April 2009

FINANCIAL INTERESTS

Online Money Sites

If you have a financial question or concern, you probably can find the answer online. Of course, you need to be cautious. Not every site on the Internet is legitimate – or unbiased. But if you exercise some common sense, you can find a wealth of financial information and assistance online.

Some examples:

Managing Money

Have trouble keeping track of how much you are spending on what? And does that keep you from saving as much as you like? Check out www.wesabe.com, an interactive personal finance tool. It can help you monitor your spending and saving. It also can provide you with tips on avoiding unnecessary or excessive fees, and saving money toward a specific goal.

Finding the Right Credit Card

As you no doubt know, you can get a credit card that has low fees, or one that earns you airline miles, or one with low interest rates. The possibilities are virtually endless – and very confusing. But a site like www.creditcards.com breaks down the offers according to type of card – i.e., low-interest, rewards, cash-back, student cards, etc. – as well as by the credit history of the applicant, and by the issuing bank. You also can do side-by-side comparisons of cards. And once you make your decision, you often can apply at the site.

Saving for a Something Special

Do you have your heart set on a vacation or a new pair of stiletto heels? SmartyPig.com allows you to set up a savings account for that something special. Every month, SmartyPig takes an amount you authorize from your checking or savings account and puts it into your SmartyPig account. The accounts are insured by the FDIC and earn interest. And the best part? Other people can add to your account.

Figuring Exchange Rates

Want to know how much in U.S. dollars you will pay for that villa in Italy you want to rent? Yahoo’s foreign exchange calculator can help you turn U.S. dollars into virtually any other world currency – and then turn them back again.

Fixing Electronics

Your iPod not working? Your computer won’t shut down? Technologically gifted volunteers will help you try to fix what ails your electronics at Fixya.com. You can leave a message or join an online chat. They even will let you know if there are any common problems with an item you want to buy.

The above links are provided for your information only. As they are provided by third parties, NFP Securities, Inc. is not affiliated with, does not endorse, nor accept any responsibility for the content. NFP Securities, Inc. does not independently verify this information, nor do we guarantee its accuracy or completeness.

This article was created by Osmosis Digital Marketing for use with permission by The Bensman Group.

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