Bensman Risk Management, Inc.


Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 10, Issue 4December 2014

FINANCIAL INTERESTS

Help With Downsizing

Moving is challenging at any age. But for older people who are downsizing, it can pose particular problems. First, you might not have the physical capabilities to handle the lifting and carrying that a move entails. But perhaps even more important, you might have trouble dealing with emotional issues that can be part of downsizing.

A growing number of companies offer help for seniors who are moving, whether they are simply moving from a large family home to a condo on the beach, or from a small ranch home to an assisted living facility.

These services can provide as much or as little help as you need. They can help with the whole process, including finding a real estate agent, getting your current home ready to sell, working with you to find a new home and helping you settle in there. Or they can help you handle any step along the way.

One of the most important things they can do is to help you declutter. Especially if you have lived in a place for many years and raised a family there, you probably have much more stuff than you will need in your new home. But you probably are also daunted and overwhelmed by the thought of what to do with it all.

These services can help you go through everything and decide what to save, what to give away to family members or friends, what to sell, what to donate and what to throw out. They can handle the details such as getting appraisals on antiques or other items, delivering donations, setting up an estate sale or listing items on Craigslist, and boxing up the things you want to take to your new place.

The best senior moving services are both efficient and compassionate. They understand that downsizing can be difficult emotionally, even while it can also be exciting and freeing. They will listen while you explain why you just can’t part with your mother’s kitchen table or your uncle’s wedding ring.

These services usually are not inexpensive. But they can be a good alternative to doing everything yourself or trying to convince your children or grandchildren to do it for you. They can help ease a difficult transition and make moving as hassle-free and positive as possible.

To locate a senior moving service, check online for companies near you. Talk to at least a few so that you can compare their services, their costs and their style. Check with the Better Business Bureau or Chamber of Commerce, and ask the company for references. Then, let them help you get to work.

This article was created by Osmosis Digital Marketing for use with permission by The Bensman Group.

Photo: iStockphoto.com

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