Bensman Risk Management, Inc.


Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 9, Issue 5January 2014

MONTHLY REMINDER

Watch Out For Black Ice

Winter driving can be hazardous, and one of the biggest dangers is black ice, which forms on roadways but is extremely difficult to see until you are on it. It tends to form at times and in places where the sun doesn't hit the road, so be especially careful early in the morning or at night, and on curves and bridges, especially in shaded spots.


If you hit black ice, don't slam on your brakes. Take your foot off the accelerator and hold the wheel steady. Usually black ice patches are relatively small, so your car should find traction soon. If it doesn't and you start to skid, react as with any other skid by pumping the brakes; if you have anti-lock brakes, you can hit the brakes and let the ABS system pump for you. If you can, steer toward areas that might offer more traction, such as snow-covered sections of the road. And if you go off the road, try to steer toward an open field or other area that will minimize the damage to you and to your car.


The best way to protect against black ice is to avoid driving during conditions or on roads where black ice is likely. If you are in an accident, move your car to safety if possible and take action to keep yourself safe. You can contact us about this or any other question at dmiller@bensman.com, or 847-572-0820.

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