request info email to friend
Save on Insurance When You Store Your Car
Autumn has its rituals. Going back to school, raking leaves, watching the Bears and maybe even the Cubs in the post-season. And for many people, autumn is also the time to put the convertible or sports car away for the winter.
If you store your “summer car” over the winter, you can save significantly on your insurance by changing your coverage to comprehensive-only while the car is in storage – usually from October through March. With comprehensive-only, you have coverage only for damage that is not the result of hitting another vehicle or stationary object. You would have coverage, for example, if your car was stolen, if your garage burned down or if a tree fell on your garage. You don’t have other coverage, including liability. But you don’t need it, since you are not driving the car.
We will contact you in March to see when you want to take the car out of storage and resume your regular coverage. However, if you are tempted to take the car out for a spin on some exceptionally warm February day, you must call and let us adjust your policy so that you have full coverage before you pull out of the driveway. You need to talk to someone in person – leaving an after-hours voicemail or sending an email will not bind coverage.