Bensman Risk Management, Inc.

Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 9, Issue 3November 2013


Don't Overlook Insurance for Gifts

If your holiday gift-giving plans include something glittery and expensive, such as jewelry, make sure you have the appropriate insurance coverage in place before you present the gift. Although your homeowner's insurance might provide automatic coverage for a certain period of time, the level of that coverage and the length of time can vary. Give us a call to be safe; we can tell you what your policy says. And once you have chosen a gift, let us know before you actually buy it and take it home. Very expensive items might require an appraisal and underwriter approval in order to secure coverage, so be sure to leave plenty of time.

Finally don't worry about the paperwork coming to your home and giving away your surprise -- your secret is safe with us. We can arrange with the insurer to bind coverage but not send the paperwork until after you have presented the gift. For help with this or any other insurance question, just contact us at 847-572-0800 or

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