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Don't Overlook Insurance for Gifts
If your holiday gift-giving plans include something glittery and expensive, such as jewelry, make sure you have the appropriate insurance coverage in place before you present the gift. Although your homeowner's insurance might provide automatic coverage for a certain period of time, the level of that coverage and the length of time can vary. Give us a call to be safe; we can tell you what your policy says. And once you have chosen a gift, let us know before you actually buy it and take it home. Very expensive items might require an appraisal and underwriter approval in order to secure coverage, so be sure to leave plenty of time.
Finally don't worry about the paperwork coming to your home and giving away your surprise -- your secret is safe with us. We can arrange with the insurer to bind coverage but not send the paperwork until after you have presented the gift. For help with this or any other insurance question, just contact us at 847-572-0800 or firstname.lastname@example.org.