Bensman Risk Management, Inc.

Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 5, Issue 10June 2010


Boat Coverage Takes a Little Time

Summer's here, and it's time to hit the water with your boat or Jet-Ski. Before you do, though, check to make sure you have the right insurance coverage.

It's important to note that insurers generally don't give us--or any agents--binding authority on watercraft. That means that you have to have insurance in place before you hit the water. This is different from many other coverages. For example, you can buy a car over the weekend and be covered from the time you drive off the lot, even if you don't call us until Monday, as long as you already have a policy in place on other vehicles. But with a boat or Jet-Ski, you need to call us during business hours and give us plenty of advance notice to make sure your coverage is in place. For questions about watercraft coverage or any other insurance needs, contact us at at 847-572-0800 or

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