Bensman Risk Management, Inc.

Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 14, Issue 11July 2019


Kids and Water Safety

When the weather heats up, kids want to head for the pool or the beach. And while swimming and boating are fun summer activities, it is important to keep an eye on safety. The American Academy of Pediatrics has some tips for keeping children safe in and around water.

At the pool

  • Never leave a child alone for any amount of time in or around a pool. If a child is under 5, an adult should be within arm’s reach of the child at all times.

  • Backyard pools, whether they are inground or above-ground, should have a fence at least 4 feet high on all sides. If one side of the fence is the entry to the house, make sure to alarm that door. Gates to the pool should open out and be at a height that children can’t reach.

  • Don’t use “floaties.” They are not approved life preservers, and they might give a child – and the adult supervising – a false sense of security. If a child is over 1 and the parent believes the child could understand and benefit from swim lessons, that could help prevent drowning. But “swim lessons” for babies and children under 1 do not protect against drowning.

  • If a child is missing, check first in any nearby pools or spas.

In open water
  • Never allow a child to swim alone. Swim only at beaches with lifeguards or an adult experienced in water rescue and CPR. Stay within designated swimming areas.

  • Don’t let children swim in fast-moving water. Be aware of the possibility of rip currents, and explain the dangers to children.

  • Make sure that children understand they must never dive into water unless an adult has checked the depth of the water and made sure there are no underwater obstacles.

  • Children should wear Coast Guard-approved life jackets at all times when they are on a boat or dock. Make sure that the life jacket is the right size for the child and is fastened correctly. Adults also should wear life jackets at all times on a boat, both for their own protection and to demonstrate the importance of safety.

  • Children should not hang out of the boat or try to put their hand in the water while the boat is moving.

  • Don’t take children on a boat if the driver of the boat has been drinking. And don’t go out on a boat yourself if the driver is drinking.

    This article was created by Osmosis Digital Marketing for use with permission by The Bensman Group.

    Photo © Sergiy Bykhunenko |

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