Bensman Risk Management, Inc.

Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
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Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 11, Issue 12August 2016


Take Advantage of Shoulder Season Travel

Savvy travelers know that you can travel for less, and sometimes significantly less, during the shoulder season, the months between high seasons. There usually are two shoulder seasons for a travel destination, In the United States, for example, high seasons are in the summer, when kids are out of school, and in the winter, when travelers flock to white-sand beaches or white-snow ski slopes. Shoulder seasons are in the fall, when the kids are back in school, or in the spring, when the weather can be rainy and chilly.

Because fewer people travel during these times, there are benefits for those who can. Travel is much more affordable, because the competition for flights and hotels is significantly less. Also, there are fewer crowds, so the experience overall can be more relaxing and less hassled.

There are shoulder seasons all around the world, though there are no significant shoulder seasons in January (once prices drop right after the holidays), February, July and August. But, according to Travel+Leisure, you can find bargains in these months and locations:

  • March: Hawaii, through May. Rio de Janeiro, especially early in the month. Ireland, from mid-March through April.

  • April: The North American Rockies and the European Alps. The Australian Outback, from early April through May. European cities, starting in mid-April. The Caribbean and Mexico’s Riviera Maya, from mid-April through early June.

  • May: Japan, especially early in the month. Mediterranean cruises, from mid-month. The Great Barrier Reef, Australia, from mid-May through August.

  • June: Thailand and Baja California, both starting early in the month.

  • September: Hawaii, starting after Labor Day and lasting through the month. Montana, also lasting through the month. South Africa, from early September through early October. Dubai, from early September through October

  • October: Mediterranean resorts, early in the month. Vancouver Island, Canada, from mid-month through November.

  • November: Tahiti, Fiji and the South Pacific, early in the month. The Caribbean and Mexico’s Riviera Maya, from mid-month until the holidays.

  • December: North American Rockies, European Alps and Costa Rica, from early in the month through mid-December.

    This article was created by Osmosis Digital Marketing for use with permission by The Bensman Group.

    Photo © Svitlana Zakharevich |

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