Bensman Risk Management, Inc.

Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

Insurable Interests was created by The Bensman Group and Osmosis Digital Marketing. Neither The Bensman Group nor Kestra IS nor Kestra AS are affiliated with Osmosis Digital Marketing.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 11, Issue 4December 2015


Keeping Your Workout on Track

Most people launch a workout plan with high hopes, but many find themselves struggling to continue going to the gym or heading out for a run. If you are having trouble sticking with your fitness plan, try some of these suggestions:

Know what you are doing. If you are not finding your workout routine effective, you might be doing it incorrectly. Ask a knowledgeable friend or hire an expert to look at your form and let you know if you need to make changes. And always check with your doctor to make sure you are healthy enough for your exercise plan.

Set small goals, and reward yourself for meeting them. Even if your overall goal is big – to lose 30 pounds, for example, or to be able to run 10 miles – break it down into smaller segments. Then celebrate when you reach those interim goals. For example, when you lose 5 pounds, treat yourself to some new songs for your workout playlist.

Mix it up. It is boring to do the same thing all the time, so try something new. If you have been running or walking, try biking or inline skating. Add some strength exercises to your cardio. Take an aerobics or yoga class.

Change your pace. Interval training is a fairly easy way to move your cardio workout to a new level and add some interest. With interval training, you alternate periods of slower movement with periods of faster movement. For example, you might walk for one minute, then run for 30 seconds. Or break your 30-minute workout into a five-minute warm-up walk, followed by a 15 minute run, followed by a 10-minute cool-down in which you slow from a jog into a walk.

Get a buddy. Like most things, working out is more fun if you have some company. Work out with your spouse or a friend. You are less likely to decide to skip your workout if you have to tell someone else you are ditching.

Put some money on the line. If you are having trouble working out at home, make an investment in your fitness by joining a gym or hiring a personal trainer. Most people feel a greater obligation to follow through if they have committed money to something.

Schedule your workout. Make it part of your plan for the day. Think about when you have the most energy, and try to schedule your workout for that time of day. For most people, a workout fits in best either early in the morning, before the work of the day begins, or at the end of the workday, when you get the added benefit of relieving some of your work stress and re-energizing for the rest of your day.

Forgive yourself. Sometimes, despite your best efforts, you have to skip a workout – or several. Don’t beat yourself up over it. Just get back into your routine as soon as possible. Then, use some of these tips to stay on track going forward.

This article was created by Osmosis Digital Marketing for use with permission by The Bensman Group.


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