Bensman Risk Management, Inc.


Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 11, Issue 10June 2016

MONTHLY REMINDER

Insurance for Your College Student, Graduate

If you had a high school or college graduation this spring, congratulations to you and your graduate. Before the summer gets much further along, though, give us a call to discuss your graduate's insurance needs.



For students who are still in college, most likely they will be able to piggyback on your auto and homeowners insurance for coverage for their car and belongings. This generally is true even if they live on campus during the summer or if the car they drive is registered in their name.



For college graduates, though, it can be a little more confusing. Graduates who are fully self-supporting usually are responsible for their own insurance coverages. But graduates who are less than fully self-supporting -- who are going on to graduate school or who are still looking for a job, for example -- may still be covered under your insurance. If you pay a significant amount of the expenses of your student, you probably would be considered liable if, for example, your student caused an accident.



The best approach is to call us to discuss your specific situation. You can contact us about this or any other insurance matter at 847-572-0820 or dmiller@bensman.com.

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