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Flood Insurance Reminder
Spring is flood season, which makes it a good time to talk about coverage for water damage to your home. Your homeowner's insurance does not cover flooding, which insurers define as "the intrusion of surface water from an external source." This means, for example, water that pools in your yard or on your driveway and comes in through your basement windows or door.
Homeowner's policies also do not usually cover damage from water that seeps into your home from cracks in your foundation. About the only water damage that your homeowner's policy covers is damage from water backup from drains. For other kinds of coverage, you need flood insurance--which we would be happy to discuss with you.
If you get water in your basement, we can help you determine the source of the water and navigate your options. We also can provide you with the names of reliable cleanup contractors with which we work. And of course, we can review your coverage at any time. Contact us at at 847-572-0800 or firstname.lastname@example.org.