Bensman Risk Management, Inc.

Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 14, Issue 6February 2019


Expenses That Are Worth It

Legend has it that Benjamin Franklin famously said, “A penny saved is a penny earned.” But there are some expensive things that are worth the money, according to experts. Business Insider notes six instances in which spending more can pay off.

Education. Student loan debt is a serious issue, and you should consider the long-range prospects of the educational path you take. But in general, improving yourself and your skills through education is likely to pay off long-term in better jobs, better pay and more satisfaction in your daily life. And sometimes the education you get, and the contacts you make, at more prestigious – and pricey – educational institutions can help you in your career.

Travel. Leisure travel is very rarely a necessity, strictly speaking. But travel can expand your horizons and open your mind. It can help you rest and recharge your batteries, so that you return with more energy and focus. Plus, it’s fun. And studies have shown that people are happier spending money on experiences than they are spending money on things.

A mattress. Most people spend a third or more of their life in bed. A good mattress can make a big difference in how well you sleep, and how well you sleep can make a big difference in how well you perform, at work and in life. Pay a little more for a comfortable mattress that fits your sleep style.

Clothes that fit. It’s fine to have some T-shirts from your favorite band or your favorite team. But when it comes to clothes for the important parts of your life, splurge on clothes tailored to fit you right. That clothes will make you look better, and also will make you feel better and more confident about yourself. That confidence can pay off in your professional and your personal life.

Time-saving services. Sure you probably could clean your own house or mow your own lawn or build your own room addition. But would that be the best use of your time? If you can afford to hire someone to do something that needs to be done and that you don’t have time to do, don’t know how to do, or don’t like to do, that probably is money well spent.

Your health. Be willing to spend money to take care of yourself, both body and soul. That might mean a gym membership, a yoga class, exercise equipment for your home, a spa treatment – whatever makes you feel healthier and more productive. After all, as the saying goes, when you have your health, you have everything.

This article was created by Osmosis Digital Marketing for use with permission by The Bensman Group.

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