Bensman Risk Management, Inc.


Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 15, Issue 8April 2020

FINANCIAL INTERESTS

Redecorating On A Budget

Perhaps you have been spending more time than usual in your house, and it is starting to look a little dingy to you. Here are some suggestions for sprucing things up, without spending too much. Some you might be able to do now, and some you might have to wait to do until you can go shopping again. But between now and then, you can make some plans.

For example:

Start with cleaning and organizing. Since you are home anyway, take the time to really clean your house. Then go through your things and decide what to keep and what to toss. Take an inventory of what you have that you might be able to reuse. For example, if you have an old side table, could you paint it or put tile on the top to make it more attractive and interesting?

Freshen the paint. Perhaps it has been a long time since you painted, and the wall color is either dirty or outdated. Painting can make a huge difference, brightening a room and making it more modern. Be aware, though, that painting one room can leave adjoining rooms looking dingy.

Redo your kitchen cabinets. Getting new cabinets to replace your outdated ones is very expensive. But if you don’t need to move your cabinets, you can update them fairly inexpensively. Paint them a fresh, clean color. Replace some of the doors with glass doors that show off pretty dishes. Get new cabinet hardware.

Update other hardware. Could your doorknobs use an update? What about light switches? Faucets? These are inexpensive fixes that can make a big difference.

Replace light fixtures. Replacing old light fixtures with new ones can make a room look more modern and pulled together. It also can save you money in the long run if you choose a fixture that is energy-efficient.

Replace – or remove – window treatments. Now that your house is clean, you want to let in as much light as possible. Consider getting rid of heavy drapes and replacing them with blinds or lighter window coverings. If your home and location are right, leave some windows with no or minimal window treatments.

Reconfigure. Look at how the furniture is arranged in your rooms. It might be that you placed the furniture awhile ago to suit the way you were using the room then. But could you arrange it differently to create a different effect and to work better for the way you use that room now?

Update your accessories. New bedding, towels and throw pillows can make a huge difference in a home. Put pretty towels and fancy soaps in your powder room. Drape a throw over the back of a chair. Add splashes of color throughout.

Decorate with art and flowers. Create groupings of artwork. Place smaller photos in coordinating frames around a room. Check local artists and online sites like Etsy for original and often whimsical ideas. Add cheer with fresh flowers, and help purify the air with green plants.

This article was created by Osmosis Digital Marketing for use with permission by The Bensman Group.

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