Bensman Risk Management, Inc.


Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 7, Issue 11July 2012

MONTHLY MESSAGE

Choose Right Firm for Disaster Cleanup

If you suffer a substantial home loss due to fire, flood or other disaster, the effects – financial, emotional, logistical – are often devastating. You can help deal with that devastation and get things back to normal as soon as possible by calling a company that is experienced in dealing with such situations.

On the other hand, if you act out of instinct to start the cleanup yourself, you might end up doing precisely the wrong thing. For example, if you have smoke or soot damage on your walls, your immediate reaction might be to grab a bucket of soapy water and start scrubbing. However, the National Institute of Fire Restoration says that scrubbing soot-stained walls only grinds the soot into the wall and makes it even more difficult to remove.

If your house sustains water damage in the winter, you might think that turning up the heat would aid drying. But, the experts say, you should open the windows in the winter or turn up the air conditioning in the summer to try to speed the drying process.

And if your clothing is damaged by smoke or soot, don’t send it to your neighborhood dry cleaner; that could set the smell in the clothes permanently.

The point is that you should rely on people who handle this kind of restoration for a living. Don’t call your neighborhood handyman, and don’t try to do it yourself.

Getting the right kind of assistance also can help speed the healing process. A major loss is overwhelming, and you probably would not know where to start to put your life back together. Turning over the cleanup and restoration to knowledgeable professionals can ease your burden and help you get back on the road to your normal life.

We understand that, despite your best efforts, a home disaster can occur. If that happens to you, we want you to be prepared to react quickly and appropriately to mitigate the loss and to get back into your house as soon as possible. At The Bensman Group, we can provide you with information on restoration companies that work with the insurance carriers we represent. These companies have met the carriers’ stringent requirements for quality of service. You can even put the phone number into your cell phone – just in case.

For this information or to talk about this or any other insurance issues, just contact us at 847-572-0800 or dmiller@bensman.com.

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