Bensman Risk Management, Inc.

Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

Insurable Interests was created by The Bensman Group and Osmosis Digital Marketing. Neither The Bensman Group nor Kestra IS nor Kestra AS are affiliated with Osmosis Digital Marketing.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 15, Issue 7March 2020

Protect Yourself Against Loss in Spring Storms
Spring storms will be here soon, and this is what you need to know to mitigate any losses. READ MORE...

Top 10 Places to Retire in the U.S.
These cities offer a lot of attractions as places to spend your golden years. READ MORE...

Getting the Most From Your Warehouse Club Membership
Shopping at a warehouse club can be intimidating. But it can save you money, if you do it right. READ MORE...

Best Cities to Visit in 2020
This year is a great time to visit these 10 cities around the world. READ MORE...

Watch Out for Tax-Season Scams

Tax season means a new crop of tax scams that try to get consumers to give up personal information or send money to the scammers. According to the IRS, these are some of the more common scams:

  • You get an email claiming to be from the IRS giving information on your tax filing, refund or other tax issue. It provides a "temporary password" you can use to access the information. But if you try, it downloads malware onto your computer.

  • You get a call that has an IRS number in your caller ID. The caller says that you owe money and that if you don't pay it, you will face huge penalties or jail. But you can pay it right then, using a credit or debit card.

  • You get a letter that seems to be from the IRS saying you owe taxes and threatening a lien or other penalty unless you pay immediately.

    In order to avoid being the victim of these or other scams, it is important to remember that the IRS very rarely contacts a taxpayer by phone or email. Virtually all first contacts by the IRS are made through the mail. Ignore phone calls or emails that claim to be from the IRS. Hang up the phone or delete the email without opening.

    The IRS does send letters, but legitimate IRS letters come in an envelope with the IRS seal. They also always include information about your rights as a taxpayer. Finally, the IRS never demands payment without giving you a chance to respond to the claim that you owe money. If you think you have received a scam communication, go to for information on how to report it.

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