Bensman Risk Management, Inc.


Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

Insurable Interests was created by The Bensman Group and Osmosis Digital Marketing. Neither The Bensman Group nor Kestra IS nor Kestra AS are affiliated with Osmosis Digital Marketing.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 5, Issue 5January 2010



MONTHLY MESSAGE
Don't Put Off Planning Your Estate
Even if you don't think you have an estate plan, you do. The problem is that it is the state, and not you, that decides how to distribute your estate unless you act. READ MORE...


FINANCIAL INTERESTS
2010 Census Cautions
The U.S. government is counting us all in the 2010 Census. However, there are some precautions to take to avoid being caught in a Census scam. READ MORE...


FINANCIAL INTERESTS
Affordable Retirement Options
U.S. News & World Report offers a list of affordable retirement options you might not have thought of. READ MORE...


LIFESTYLE INTERESTS
The Value of Meditation
Meditation can help reduce stress and fight a range of conditions, from allergies to sleep problems to cancer. READ MORE...

MONTHLY REMINDER
Time to Check Your Beneficiaries

The beginning of the year is a good time to check the beneficiaries you have chosen for your life insurance, retirement plans and any other account for which you had to name a beneficiary. Most people choose a beneficiary when they open the account or buy the life insurance. However, life changes might create a need for you to change your beneficiary.

For example, if you are single when you take out your insurance and then you marry, you might want to make your spouse your beneficiary. On the other hand, if you are married and then divorce, you might want to remove your former spouse as beneficiary. If you have young children, you could make them secondary beneficiaries. If your children are grown with children of their own, you could make your grandchildren your secondary beneficiaries.

While you are checking the beneficiary on your insurance policies, you also should consider whether the amount of insurance coverage you have is still adequate for your needs. To discuss these or any other issues, call us at 847-572-0800.

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