Bensman Risk Management, Inc.


Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 5, Issue 12August 2010



MONTHLY MESSAGE
Should You Raise Your Homeowners Deductible?
If you are thinking about raising your deductible in order to lower your homeowners insurance premium, there are some things you should consider. READ MORE...


FINANCIAL INTERESTS
Even the Wealthy Face Retirement Risk
A significant number of Americans, even in the highest income brackets, won't have enough money to support them 10 or 20 years into retirement, according to a study by the Employee Benefit Research Institute. READ MORE...


FINANCIAL INTERESTS
Passport Prices Increase
It just got a little more expensive to travel overseas, as the cost of a U.S. passport book or card went up on July 13, 2010. READ MORE...


LIFESTYLE INTERESTS
Live to be 100
Not very long ago, a centenarian was almost a freak of nature. But more and more people are living to be 100 or more, and they have advice for the rest of us on how to do it. READ MORE...

MONTHLY REMINDER
Insurance for Your College Kid

As your child heads off to college, you probably have covered the usual bases with extra-long sheets, a laptop and your old couch. But what about insurance?

First, let us know the address of your child's dorm or apartment, so that we can extend the property and liability coverage of your homeowners coverage. Usually, that's all you need. Property coverage is subject to your policy's deductible, but if your child has specific valuables, you can get a rider to your policy. More importantly, your homeowners insurance extends liability coverage to your student. This will help protect her--and potentially you--from losses that could be far greater than the cost of that old couch.

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