Bensman Risk Management, Inc.


Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 5, Issue 8April 2010



MONTHLY MESSAGE
Healthcare: We're All in this Together
Now that the dust has settled, it's time to take a look at what we know -- and what we don't know -- about the new healthcare reform law. READ MORE...


FINANCIAL INTERESTS
Making It Easier to Go Green
Making your home more energy-efficient can save money in the long run, but it can be a big expense upfront. The federal government, as well as state and local governments and utilities, have programs to ease the pain of going green. READ MORE...


FINANCIAL INTERESTS
Staging Your Home
Increasingly, sellers are hiring home stagers, experts who make your home look more attractive to potential buyers. But even if you can't afford a professional stager, you can borrow a few of their tips. READ MORE...


LIFESTYLE INTERESTS
How to Talk to Your Doctor
Talking honestly to your doctor, and understanding what your doctor tells you, are among the most important things you can do for your own health. It might be easier to have this conversation if you follow some advice from doctors themselves. READ MORE...

MONTHLY REMINDER
Flood Insurance Reminder

Spring is flood season, which makes it a good time to talk about coverage for water damage to your home. Your homeowner's insurance does not cover flooding, which insurers define as "the intrusion of surface water from an external source." This means, for example, water that pools in your yard or on your driveway and comes in through your basement windows or door.

Homeowner's policies also do not usually cover damage from water that seeps into your home from cracks in your foundation. About the only water damage that your homeowner's policy covers is damage from water backup from drains. For other kinds of coverage, you need flood insurance--which we would be happy to discuss with you.

If you get water in your basement, we can help you determine the source of the water and navigate your options. We also can provide you with the names of reliable cleanup contractors with which we work. And of course, we can review your coverage at any time. Contact us at at 847-572-0800 or dmiller@bensman.com.

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