Bensman Risk Management, Inc.

Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 15, Issue 3November 2019

Long-Term Care Insurance Protects You and Your Loved Ones
November is Long-Term Care Insurance Month, so let's look at this important coverage option. READ MORE...

Save Your Money -- and Your Sanity -- On Air Travel
It is possible to save money -- and reduce stress -- when you fly. READ MORE...

Spending Less at the Grocery Store
If you are like most people, you spend a lot of money on groceries. Here are some ways to spend less. READ MORE...

Tips for Sleeping Well
Everyone has trouble falling asleep from time to time. These ideas can help you ease your way into slumber. READ MORE...

Use Caution to Avoid Holiday Fires

The holidays are a time for feasting, fellowship, celebration -- and house fires. According to the American Red Cross, there are nearly 47,000 fires during the winter holidays, resulting in more than 500 deaths, 2,200 injuries and $554 million in property damage. To keep your family safe this season:

  • Check all holiday lights before you plug them in; if you aren't sure about a string of lights, don't use it. And always unplug indoor and outdoor lights when you are gone or in bed.

  • If you have a real tree, make sure it is fresh and keep it watered. Don't place it close to a heat vent or fireplace, and unplug the lights when you leave the house or go to bed.

  • Never leave candles -- from scented candles to tapers on your table -- unattended, and don't put them near curtains or other flammable materials.

  • Keep anything flammable -- like towels, oven mitts, clothing, etc. -- away from the stove. Be very careful taking anything hot off the stove or out of the oven. Avoid splashing hot liquids.

  • Make sure your fireplace and chimney are cleaned and ready before you start a fire. Don't leave or go to bed until you are sure the fire is out. And don't burn wrapping paper in the fireplace.

  • If you want to deep fry your turkey, set up the fryer far away from your house or garage, keep kids and pets away, and never leave it unattended.

At The Bensman Group, we are always happy to discuss ways you can manage your risk. Contact us at 847-572-0808 or

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