Bensman Risk Management, Inc.


Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

Insurable Interests was created by The Bensman Group and Osmosis Digital Marketing. Neither The Bensman Group nor Kestra IS nor Kestra AS are affiliated with Osmosis Digital Marketing.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 8, Issue 5January 2013



MONTHLY MESSAGE
Sam Is Driving
As my older son starts driver's ed, I have new insight into the challenges of having a young driver. READ MORE...


FINANCIAL INTERESTS
Setting Up a Budget
If one of your new year's resolutions was to get a better handle on your spending, a budget is the best place to start. READ MORE...


FINANCIAL INTERESTS
Staying Warm for Less This Winter
Heating your home can be expensive, but there are several ways you can cut your costs without sacrificing your comfort. READ MORE...


LIFESTYLE INTERESTS
Dressing for Winter
You don't want to spend the whole winter indoors. So when the weather gets frigid, layer up and head out for some fun in the snow. READ MORE...

MONTHLY REMINDER
Remember to Check Your Beneficiaries

We at The Bensman Group want to wish you a happy and healthy new year. As you recommit yourself to organization at the start of the year, take a little time to check the beneficiaries you have chosen for your life insurance, retirement plan, etc. If you are like many people, you named a beneficiary when you took out your insurance policy or signed up for your company retirement plan, and then you did not think about it again. But life changes, and those changes can affect your choice of beneficiary.

For example, say you started with an employer when you were 24 and single. You signed on for the company 401(k), and you named your parents as your beneficiaries. Now, 10 years later, you are married with a couple of kids. If you never changed your beneficiary, your parents would get the money in your 401(k) if something happened to you. Similarly, if you named your wife as beneficiary and subsequently divorced and remarried, you probably want to change your beneficiary to your current wife.

We would be happy to help you review your beneficiaries, or to answer any other questions you have about your insurance coverage. Just contact us at 572-0800 or dmiller@bensman.com.

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