Bensman Risk Management, Inc.

Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 9, Issue 12August 2014

Hurricane Season Highlights Florida Coverage Issues
As hurricane season heats up in Florida, we remind you to let us know in plenty of time if you are considering buying a house in the Sunshine State. READ MORE...

Top Retirement States Might Surprise You
The top state for retirees, according to the latest Bankrate study, has neither beaches nor endless summer. But it does have low costs, low crime and excellent health care. READ MORE...

Budgeting for Rover
A dog can give you a lifetime of love. However, it doesn't come free. READ MORE...

Staying Safe From Lightning
Summer storms bring a particular danger: lightning strikes. Here is how you can avoid being injured or killed by lightning. READ MORE...

Insurance And Your College Student

If your child is going away to school, take some time out from buying extra-long sheets and new laptops to give us a call to check your insurance coverages.

For example, if your child is listed as a driver on your car insurance, goes to school more than 100 miles from home and does not take a car, you could get a discount on your premium. If your child takes a car to school, we can let the insurance carrier know where the car is located.

If your child lives in student housing, talk to us before you buy any special "dorm insurance." It is very likely that it will be easier and less expensive to extend your homeowner's policy to cover your child's dorm room. Even if your child lives off-campus, it probably will be easier and less expensive to extend your policy to provide property and liability coverage for your child.

Finally, if you buy a condo or home where your child can live during college or graduate school, we can help you find the most appropriate coverage. Just contact us at, or 847-572-0820.

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