Bensman Risk Management, Inc.


Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

Insurable Interests was created by The Bensman Group and Osmosis Digital Marketing. Neither The Bensman Group nor Kestra IS nor Kestra AS are affiliated with Osmosis Digital Marketing.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 3, Issue 2October 2007



MONTHLY MESSAGE
New Auto Insurance Rating System
A new auto rating system, called predictive modeling, considers many factors to arrive at a rate that is designed to more accurately reflect your risk. READ MORE...


FINANCIAL INTERESTS
Charitable Giving
Giving to charity not only can make you feel good, it can save you money on your taxes. Just make sure your contribution meets the IRS' criteria for charitable giving. READ MORE...


FINANCIAL INTERESTS
Teens and Credit
You thought once you had "the talk" with your kids, you were done with the important life lessons. But there is still one left: handling credit. READ MORE...


LIFESTYLE INTERESTS
Understanding Organic Food
What exactly makes food organic? And does that necessarily make it any healthier for consumers? READ MORE...

MONTHLY REMINDER
Get Ready for Winter

The first cold snap has come and gone, but you know that winter is just around the corner. This is the time to get your house ready for the long cold season ahead. You mulch your plants, winterize your car, bring the boots and mittens up from the box in the basement. But don't forget to make sure that your furnace and fireplace are ready for winter as well. Schedule an appointment with a heating specialist to clean your furnace and make sure it is in good working order. Have your fireplace and chimney cleaned and checked. And make sure your carbon monoxide detectors are in good working order. If your detectors use batteries, this is a good time to change them. Then you can rest warm and easy, knowing that you have taken the steps necessary to keep your home and family safe.

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