Bensman Risk Management, Inc.

Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 4, Issue 4December 2008

Homeowner Insurance Rates
There are reasons why the drop in the housing market has not caused a drop in homeowner insurance premiums. READ MORE...

Online Banking
Online banks don't offer coffee and cookies in the lobby, because there is no lobby. But you don't have to wait for a teller, and you may get higher interest rates, better terms and lower fees. READ MORE...

Tips for Cutting Your Grocery Bill
If you are looking for ways to cut your spending in uncertain economic times, start by shopping smarter at the supermarket. READ MORE...

Seasonal Affective Disorder
Many people feel a little blue when winter comes, bringing gray days and long nights. But for some people, winter blues are more serious. READ MORE...


The holidays are a wonderful time for popping the question, or for tucking something sparkly under the tree for your sweetheart. Just don't forget to extend your insurance coverage to any valuable jewelry on your gift list. And remember to protect the item -- and your investment -- against theft and damage from the time you buy it, not from the time it is opened.

But what if the jewelry is a surprise? Say, for example, you are planning to give your girlfriend an engagement ring on Christmas Eve, or to welcome the new year. You know you need coverage, but you don't want to chance her seeing the paperwork on insuring a ring she doesn't know you have. Give us a call, and we can work with your insurer to provide coverage now and send the paperwork later. That way, you will be able to keep your secret -- and your peace of mind.

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