Bensman Risk Management, Inc.

Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 12, Issue 12August 2017

Getting the Right Retirement Plan Helps Employers and Employees
A well-designed retirement plan can be a win-win.

Saving Tips That Might Not Work
Sometimes the conventional wisdom about saving may not be so wise. READ MORE...

Overcoming Anxiety in Networking
Networking is essential to developing in your career. But what if it does not come naturally to you? READ MORE...

Hot U.S. Cities to Visit
Perhaps you already have visited the great American cities. But here are some cities that are coming into their own. READ MORE...

Answers to Your Questions About Insurance and Students

If you have a child headed for college or boarding school soon, you probably have a list of things to take care of before they go. We can help make sure the insurance is in order.

If your student is going to school more than 100 miles from home and does not take a car, you probably can receive a credit on your car insurance premium. If the student takes a car, call us so we can update your records.

In general, student property is covered under your homeowner's insurance if they live in a dorm or a rental unit. If you are concerned about the deductible, ask us about extending first-dollar coverage, especially for items like laptops and tablets. You also can get a liability extension on your homeowner's and personal umbrella policy. If you decide to buy a condo or house for your student to live in, you need separate property and liability coverage for that location.

Give us a call, and we can help with your student's insurance needs. To discuss these or any other insurance questions, contact us at 847-572-0828 or

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