Bensman Risk Management, Inc.


Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 9, Issue 7March 2014



MONTHLY MESSAGE
Fixed Annuities: An Alternative to Bank Certificates of Deposit
Fixed annuities are both like and unlike more-familiar bank CDs. READ MORE...


FINANCIAL INTERESTS
Stay Safe from Spring Floods
Springtime brings robins, tulips -- and flooding. Know your risks, and prepare to protect yourself and your property from rising water. READ MORE...


FINANCIAL INTERESTS
Budget Destinations for 2014
Travel is even better when it costs less. Here are Budget Travel's suggestions for where to get the most for your travel dollar in 2014. READ MORE...


LIFESTYLE INTERESTS
It Sounds Healthy, But....
Not every food that sounds healthy actually is. Here are some bad-for-you foods masquerading as health foods. READ MORE...

MONTHLY REMINDER
Watch Out for Damage from Ice Dams

One unfortunate consequence of a severe winter like this can be ice dams -- thick buildups of ice that can cause damage to your roof and gutters and result in water damage inside your home. If you see signs of ice dams, such as big icicles or signs of leaks, call a roofing professional. Don't try to dislodge or melt the dams yourself; you could end up doing even more damage. Plus, roofs are extremely dangerous in winter.

If you experience ice dams, you might consider taking some preventive steps once the winter is over. A disaster cleanup company with which we work offers some suggestions:

  • Keep your gutters clean of leaves and other debris.
  • Seal vent pipes, exhaust fans and other places where warm air could leak from your house to your attic, and make sure your roof and attic have sufficient ventilation and insulation.
  • Ensure that your soffits are not blocked.
  • Talk to a roofing professional about installing snow and ice slides, a rubberized ice and water shield, or heating cables to help prevent future ice dams.

    If you experience damage from ice dams or if you have questions about any other insurance issue, feel free to contact us at dmiller@bensman.com, or 847-572-0820.

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