Bensman Risk Management, Inc.


Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 1, Issue 4September 2005



Knowledge is Power
As I am writing this, I have just completed my Certified Insurance Counselor exam which will provide me with the designation of Certified Risk Manager (CRM). The CRM designation reflects how much we value expertise at our firm. READ MORE...


FINANCIAL INTERESTS
Beneficiary Update
You probably named a beneficiary when you enrolled in a retirement plan or bought life insurance. But if you don't make sure your beneficiary forms are up to date, you could end up hurting the people you meant to help. READ MORE...


LIFESTYLE INTERESTS
Role Reversal
Your parents are getting older, and you are starting to see signs that leave you worried and troubled. Planning and compassion can help you discuss your concerns in a way that deepens your relationship. READ MORE...


LIFESTYLE INTERESTS
Taking the Tour
If the very idea of a guided tour makes you shudder and think of the movie "If It's Tuesday, This Must be Belgium," it might be time to think again. Now you can choose from a wide variety of tours designed to make any trip easier and more meaningful. READ MORE...

MONTHLY REMINDER
Insurance Coverage For Your Children Away at College

Now that we are into September, many of our clients have children away at college and have asked us, "My son did not bring a car to school, but his roommate did. What happens if my son borrows the roommate's car and gets in an accident?" Or the question might be the other way around, "My daughter has a car with her at school. What happens if her roommate borrows the car and gets in an accident?"

The answer is simple. Auto insurance follows the vehicle. If you loan your vehicle to someone else and that person gets in an accident, your insurance company pays the claim.

If you have any questions or special considerations regarding insurance matters for your child away at college, please don't hesitate to call or email us.

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