Bensman Risk Management, Inc.

Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 5, Issue 4December 2009

Finding the Real Holiday Spirit
In early December, about 25 employees of The Bensman Group volunteered at the Northern Illinois Food Bank. READ MORE...

Taking a Breath
This could be a good time to take a breath and to evaluate where you are and what you learned as a result of the financial crisis. READ MORE...

Year-End Financial Chores
Late December is about more than holiday parties -- it is the time to make sure you have tied up all your financial loose ends before the calendar turns to a new year. READ MORE...

Holiday Tips and Gifts
Holiday tipping and gifting can be confusing in the best of times. In economic times like these, it really can make you feel like Scrooge. Here's some guidance for spreading the cheer. READ MORE...

Let Us Know if Your Mortgage is Sold

It can make good economic sense to take advantage of current low interest rates and refinance your house. Just be sure to let us know if your mortgage is sold to another company, so that we can change the name of the lien holder on your insurance policy.

If your mortgage is sold, you will get a letter from your mortgage holder. This often happens soon after you refinance. As soon as you get that letter, give us a call at The Bensman Group so we can change your insurance documents to reflect the change in mortgage holders. If you don't, your new mortgage holder could charge you for expensive additional insurance coverage. It is possible to get out of those charges, but it is much better to avoid them in the first place.

To discuss this or any other insurance needs, just give us a call at 847-572-0800 or email me at

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