Bensman Risk Management, Inc.

Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 3, Issue 1September 2007

Serving the Whole Client
The holistic, integrated team approach of The Bensman Group helps our clients create a team of professional advisers who can provide the answers they need in several important aspects of their lives. READ MORE...

Taking Inventory
Most businesses do it at least once a year. But should you also take inventory of what you own, in case you suffer a loss in a fire, flooding or other disaster? READ MORE...

Think Globally, Buy Locally
Although the phrase is thrown around a lot, it is not often you find an actual win-win situation. But you really can get better value, keep your family safer and healthier, and help save the planet, all by taking a trip to the local farmer's market or food co-op. READ MORE...

Your Role in Your Child's College Choice
For a high school student, choosing a college can be momentous and tedious, thrilling and terrifying. For parents, it involves providing support and gentle guidance while making sure your child has ownership of the process. READ MORE...

Save on Insurance When You Store Your Car

Autumn has its rituals. Going back to school, raking leaves, watching the Bears and maybe even the Cubs in the post-season. And for many people, autumn is also the time to put the convertible or sports car away for the winter.

If you store your "summer car" over the winter, you can save significantly on your insurance by changing your coverage to comprehensive-only while the car is in storage -- usually from October through March. With comprehensive-only, you have coverage only for damage that is not the result of hitting another vehicle or stationary object. You would have coverage, for example, if your car was stolen, if your garage burned down or if a tree fell on your garage. You don't have other coverage, including liability. But you don't need it, since you are not driving the car.

We will contact you in March to see when you want to take the car out of storage and resume your regular coverage. However, if you are tempted to take the car out for a spin on some exceptionally warm February day, you must call and let us adjust your policy so that you have full coverage before you pull out of the driveway. You need to talk to someone in person -- leaving an after-hours voicemail or sending an email will not bind coverage.

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