Bensman Risk Management, Inc.

Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Vol. 7, Issue 12August 2012

Insurance Unlikely to Cover Cyber-Bullying
If your children -- or you -- bully or stalk someone online or by text message and that person sues, your insurance probably won't cover any losses. READ MORE...

Car Repair Mistakes to Avoid
Car repairs can be expensive, so you don't want to pay more than necessary. Here's a list of expensive repair mistakes to avoid. READ MORE...

Five Popular Phone Scams
That phone call at dinner time can be more than annoying. It can be dangerous. READ MORE...

Tips for Feeling Younger
A facelift and a time machine are not the only ways to help yourself feel younger. You can start by getting enough sleep. READ MORE...

Insurance and Your College Student

If you have a child going to college this fall, there probably are a lot of things on your to-do list. But don't forget to address a couple of insurance issues:

  • Let us know your child's address at school, so we can add that address to your policies.

  • If your child is not taking a car to school and if school is more than 100 miles from home, you probably are eligible for a discount on your auto premium. If your child is taking a car, remind the child that he or she should never lend the car to someone else.

  • You probably should not buy dorm insurance offered through the school, because your homeowner's insurance covers your child's property at school. The coverage is subject to your deductible, but you can add first-dollar coverage for specific items such as computers and iPads.
To discuss these or any other insurance questions, contact us at 847-572-0800 or email me at

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