Bensman Risk Management, Inc.


Insurable Interests

Bensman Risk Management, Inc.
2333 Waukegan Road Suite 275
Bannockburn, IL 60015
847-572-0800 Phone
847-572-0502 Fax

Insurable Interests may offer general financial, insurance, tax and business ideas. However, due to the ever-changing tax laws as well as the complexity of the financial industry, you should seek professional advice before implementing any of the ideas contained in this newsletter. The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C. assumes no liability whatsoever in connection with the use of this newsletter.

Insurable Interests was created by The Bensman Group and Osmosis Digital Marketing. Neither The Bensman Group nor Kestra IS nor Kestra AS are affiliated with Osmosis Digital Marketing.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS). Kestra IS and Kestra AS are not affiliated with The Bensman Group, Bensman Associates Ltd., Bensman Risk Management, Inc. or Schemata, L.L.C.

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Insurable Interests

Terms

PRIVACY POLICY

This Newsletter Web site is the responsibility of Bensman Risk Management, Inc. ("COMPANY"). COMPANY can be contacted by mail at 2333 Waukegan Road, Suite 275, Bannockburn, IL 60015 or by phone at 847-572 0800. The Web server on which this Web site is housed is owned and maintained by Osmosis Digital Marketing.

1. Collection of Personal Information from Site Visitors

COMPANY automatically collects and/or tracks (1) the home server domain names, type of client computer, and type of Web browser of visitors to COMPANY's Web site, (2) the e-mail addresses of visitors that communicate with COMPANY via e-mail, (3) personal information that visitors provide through the application form such as e-mail, and (3) user-specific information on what pages visitors access.

2. Use of Personal Data Collected

Personal data collected by COMPANY will be used by COMPANY for editorial and feedback purposes, for marketing and promotional purposes, and to customize content and layout of COMPANY's site. Data on visitors' home servers is aggregated for internal review and then discarded. Names, postal and e-mail addresses, and phone numbers collected may be added to COMPANY's databases and used for future calls and mailings regarding site updates, and upcoming events.

3. Disclosure of Personal Data to Third Parties

COMPANY will not share, rent, sell, or otherwise disclose collected data to third parties.

4. Opt-Out

Visitors may opt out of having their personal information collected by COMPANY by contacting COMPANY.

5. Access to and Ability to Correct Personal Data

Upon request via postal mail or phone, COMPANY will provide to visitors a summary of any personal information retained by COMPANY regarding the visitor. Visitors may modify, correct, change, or update their personal record or cause their personal record to be removed from COMPANY's database. COMPANY will only send personal records to the e-mail address on file for the visitor name associated with it.

6. Collection of Personal Data from Children

COMPANY's Web site is not intended for or marketed to persons under the age of 18. COMPANY does not collect or post information from children under the age of 13 (""children""). In the event that COMPANY did collect or post information from children, it would not do so without their parent's or guardian's consent. COMPANY does not and will not provide any personally identifying information collected from children, regardless of its source, to any third party for any purpose whatsoever. In the event a child submits information to COMPANY's Web site, no information collected from children is used for any marketing or promotional purposes whatsoever, either inside or outside COMPANY. COMPANY encourages parents and guardians to spend time online with their children.

7. COMPANY's Right to Contact User

COMPANY reserves the right to contact site visitors regarding privacy policy, or any other policies or agreements relevant to site visitors.

8. COMPANY's Right to Change Privacy Policy

COMPANY reserves the right to change this policy at any time by notifying visitors of the existence and location of the new or revised privacy policy.

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